Federal Adoption Tax Credit: This tax credit provides the adoptive parents with a $13,810 dollar for dollar credit per child for expenses paid to adopt. For incomes below $207,140 the entire credit can be taken. For incomes between $207,140-$247,140 a partial credit can be taken.

State Adoption Tax Credit: Classified state employees are entitled to a State Adoption Employee Benefit allowing them to receive up to $3,000 per adoption.

Employer Adoption Assistance Benefit: Many employers have adoption expense programs available. Ask your employer about this benefit. A partial list can be found at http://benefits.adoption.com

A Child Waits: A non-profit foundation offering 5 year low interest loans to families adopting internationally. One child loan amount $7,000, two children $10,000. www.achildwaits.org

National Adoption Foundation: A revolving loan financing program is available for adoptive families. Call 203-791-3811 for an application.

Home Equity Loan: Interest is usually tax deductible.

MBNA: Gold Option Loans available for adoption. They are unsecured for up to $25,000. Call 1-888-500-6268

Nations Bank: Low interest loans for adoption 1-800-448-7061

First Union (D.C.): Low interest loans for adoption 1-888-314-5437

JVS Foundation: Offers grants amounting to $2,000 or more to families adopting. Call 1-877-905-2367

401K: Borrow against your 401K.

The National Adoption Loan Program: (www.nafadopt.org)

Wide Smile: (www.widesmiles2.org)

Affording Adoptions: – a list of resources www.affordingadoption.com

Gift Money: Often family members will give loved ones adopting personal loans or a monetary gift to assist with adoption costs.

Shaohanna’s Hope: www.showhope.org grants to assist adoptive families

The ABBA Fund: www.abbafund.org No interest loans to Christian couples who are called by God to expand their family through adoption.

China Care: www.chinacare.org Grants to American families adoption special needs or older children from China

The Gift of Adoption Fund: www.giftofadoption.org Grants to qualified US citizens who have an approved home study. Average grants $2,000-$5,000.

I CARE: grants for adoption www.intlcare.org

Dave Thomas Foundation: www.davethomasfoundation.org

Military families: may receive up to $2,000 in financial assistance from the US Armed Forces.

Lifesong for Orphans: Offers matching grants and interest free loans www.lifesongfororphans.org/adGrantLoans.html

Chase Bank New Additions: www.chase.com/NewAdditions or 1-866-345-7687


Fee Policy Agreement 2019

Domestic and International Services*

  • Domestic Home Studies
  • International Home Studies
  • Embryo Adoption Home Studies
  • Home Investigations for an Independent Adoption
  • Court Ordered Home Safety Inspections
  • Surrogate Parent Home Evaluations
  • Court Ordered Home Assessments
  • Post Adoption / Post Placement Reports
  • Court Reports for Finalization
Domestic Child Placement Services*

If Adoption Assistance is working with a birthmother and you are chosen to adopt her child.


*Fees are non-refundable and payable upon completion of reports.